<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us</loc>
  <lastmod>2026-08-11T21:35:37Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400044340759-Who-is-Parafin</loc>
  <lastmod>2026-01-16T21:54:37Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400117957271-What-happens-if-I-close-my-payment-processor-account</loc>
  <lastmod>2026-01-16T21:54:38Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400162767767-What-happens-if-I-close-or-sell-my-business</loc>
  <lastmod>2026-01-16T21:54:38Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400227765655-Does-the-Term-Loan-affect-my-credit-score</loc>
  <lastmod>2026-01-16T21:54:39Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400276711063-Do-you-require-personal-guarantees-or-other-collateral</loc>
  <lastmod>2026-01-16T21:54:40Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400281726615-What-is-the-capital-fee</loc>
  <lastmod>2026-01-16T21:54:40Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400307283479-How-long-does-it-take-to-receive-the-funds-after-accepting-the-loan</loc>
  <lastmod>2026-01-16T21:54:41Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400318887575-What-is-a-Term-Loan</loc>
  <lastmod>2026-01-16T21:54:42Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35400338941463-How-can-I-use-the-funds</loc>
  <lastmod>2026-01-16T21:54:41Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503357146263-Why-did-my-offer-get-updated</loc>
  <lastmod>2026-01-16T21:58:41Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503376279319-How-do-I-accept-my-updated-offer</loc>
  <lastmod>2026-01-16T21:58:40Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503389888151-What-if-I-don-t-have-a-loan-offer</loc>
  <lastmod>2026-01-16T21:58:42Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503499922967-How-do-I-get-more-money</loc>
  <lastmod>2026-01-16T21:58:42Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503545616151-Can-I-get-another-loan</loc>
  <lastmod>2026-01-16T21:58:43Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503642723095-How-long-is-my-pre-approved-loan-offer-valid</loc>
  <lastmod>2026-01-16T21:58:44Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503658167831-How-are-loan-offers-determined</loc>
  <lastmod>2026-01-16T21:58:45Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503693155223-How-do-I-know-if-I-m-pre-approved-for-a-loan</loc>
  <lastmod>2026-01-16T21:58:44Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503766697239-Why-is-my-application-In-Review</loc>
  <lastmod>2026-01-16T21:58:46Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503777684119-How-long-will-it-take-to-review-my-application</loc>
  <lastmod>2026-01-16T21:58:45Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503805851415-How-soon-do-I-get-access-to-my-loan</loc>
  <lastmod>2026-01-16T21:58:46Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503914943127-How-are-the-funds-sent-to-me</loc>
  <lastmod>2026-01-16T21:58:47Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503942543255-Why-do-I-need-to-provide-personal-and-business-information</loc>
  <lastmod>2026-01-16T21:58:48Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503964244759-Why-do-I-need-to-verify-my-bank-account</loc>
  <lastmod>2026-01-16T21:58:48Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35503972586903-How-do-I-accept-the-loan-offer</loc>
  <lastmod>2026-01-16T21:58:49Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504095919767-How-do-I-get-statements-or-my-loan-agreement-for-my-loan</loc>
  <lastmod>2026-01-16T21:58:49Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504156487319-Can-I-repay-my-Term-Loan-early</loc>
  <lastmod>2026-01-16T21:58:50Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504178336023-What-happens-if-I-miss-a-repayment</loc>
  <lastmod>2026-01-16T21:58:50Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504241046039-What-happens-if-my-sales-slow-down</loc>
  <lastmod>2026-01-16T21:58:52Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504246632983-Are-there-late-fees</loc>
  <lastmod>2026-01-16T21:58:51Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504296207127-Where-can-I-find-my-loan-repayment-activity</loc>
  <lastmod>2026-01-16T21:58:53Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504306148247-How-can-I-change-the-bank-account-for-my-loan-repayments</loc>
  <lastmod>2026-01-16T21:58:52Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504364888983-How-long-does-it-take-for-my-repayments-to-process</loc>
  <lastmod>2026-01-16T21:58:54Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504368652951-When-are-my-loan-repayments-charged</loc>
  <lastmod>2026-01-16T21:58:54Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504379539479-Is-there-any-interest</loc>
  <lastmod>2026-01-16T21:58:55Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504404635287-How-long-do-I-have-to-repay-the-loan</loc>
  <lastmod>2026-06-26T20:54:31Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504481734935-How-do-I-repay-the-loan</loc>
  <lastmod>2026-01-16T21:58:56Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504520106519-Who-can-I-reach-out-to-if-I-have-additional-questions</loc>
  <lastmod>2026-01-16T21:58:56Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504625027863-Can-I-cancel-my-loan</loc>
  <lastmod>2026-01-16T21:58:59Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35504641339287-I-accepted-the-loan-Why-is-the-money-not-in-my-bank-account-yet</loc>
  <lastmod>2026-01-16T21:59:01Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505132380823-Who-is-Parafin</loc>
  <lastmod>2026-02-25T21:24:11Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505305529367-What-happens-if-I-close-my-IQWare-account</loc>
  <lastmod>2026-02-25T21:24:11Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505394691223-What-happens-if-I-close-or-sell-my-business</loc>
  <lastmod>2026-08-11T21:21:50Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505414988311-How-does-a-merchant-cash-advance-differ-from-standard-loans</loc>
  <lastmod>2026-02-25T21:24:12Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505418440343-Does-the-cash-advance-affect-my-credit-score</loc>
  <lastmod>2026-02-25T21:24:13Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505473735063-How-long-do-I-have-to-pay-the-cash-advance</loc>
  <lastmod>2026-02-25T21:24:14Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505486187031-What-is-the-capital-fee</loc>
  <lastmod>2026-02-25T21:24:14Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505502350615-How-can-I-use-the-capital</loc>
  <lastmod>2026-02-25T21:24:16Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505523676695-Do-you-require-personal-guarantees-or-other-collateral</loc>
  <lastmod>2026-02-25T21:24:15Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505526732567-How-long-does-it-take-to-receive-the-funds-after-accepting-the-offer</loc>
  <lastmod>2026-02-25T21:24:16Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505549275031-What-is-a-cash-advance</loc>
  <lastmod>2026-02-25T21:24:17Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505712413847-How-do-I-accept-my-updated-offer</loc>
  <lastmod>2026-02-25T21:24:18Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505736409751-How-long-does-it-take-to-review-my-application</loc>
  <lastmod>2026-02-25T21:24:19Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505746135063-Why-did-my-offer-get-updated</loc>
  <lastmod>2026-02-25T21:24:18Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505787188247-Can-I-get-another-cash-advance</loc>
  <lastmod>2026-02-25T21:24:20Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505791942423-What-if-I-don-t-have-an-offer</loc>
  <lastmod>2026-02-25T21:24:19Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505796974487-How-long-is-my-cash-advance-offer-valid</loc>
  <lastmod>2026-02-25T21:24:20Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505806057367-How-are-merchant-cash-advance-offers-determined</loc>
  <lastmod>2026-02-25T21:24:21Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505832905495-How-do-I-know-if-I-m-pre-qualified-for-a-cash-advance</loc>
  <lastmod>2026-02-25T21:24:21Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505854690327-How-do-I-get-more-funds-for-my-current-advance</loc>
  <lastmod>2026-02-25T21:24:22Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505911737495-How-soon-do-I-get-access-to-my-advance</loc>
  <lastmod>2026-08-11T21:35:37Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505929305623-How-are-the-funds-sent-to-me</loc>
  <lastmod>2026-08-10T18:53:07Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505965813015-Why-do-I-need-to-verify-my-bank-account</loc>
  <lastmod>2026-02-25T21:24:23Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35505970929175-How-do-I-accept-the-cash-advance-offer</loc>
  <lastmod>2026-02-25T21:24:24Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506001543831-Can-I-make-manual-payments</loc>
  <lastmod>2026-02-25T21:24:24Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506021404311-Are-there-late-fees</loc>
  <lastmod>2026-02-25T21:24:24Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506024032535-What-happens-if-my-sales-slow-down</loc>
  <lastmod>2026-02-25T21:24:25Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506075137687-How-long-does-it-take-for-my-payments-to-process</loc>
  <lastmod>2026-02-25T21:24:27Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506076616215-What-happens-if-I-miss-a-payment</loc>
  <lastmod>2026-02-25T21:24:26Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506089000087-Where-can-I-find-my-payment-activity</loc>
  <lastmod>2026-02-25T21:24:26Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506119448087-Is-there-any-interest</loc>
  <lastmod>2026-02-25T21:24:28Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506123896599-Is-there-a-minimum-payment-amount</loc>
  <lastmod>2026-02-25T21:24:29Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506138251159-How-long-do-I-have-to-pay-the-cash-advance</loc>
  <lastmod>2026-02-25T21:24:29Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506161217303-When-are-my-payments-charged</loc>
  <lastmod>2026-02-25T21:24:27Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506187398935-What-does-the-cash-advance-cost-overall</loc>
  <lastmod>2026-02-25T21:24:29Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506226388375-What-is-the-cash-advance-payment-rate</loc>
  <lastmod>2026-02-25T21:24:30Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506244493463-How-do-I-pay-the-cash-advance</loc>
  <lastmod>2026-02-25T22:05:46Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506285804951-Who-can-I-reach-out-to-if-I-have-additional-questions</loc>
  <lastmod>2026-02-25T21:24:31Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506336255767-Why-are-you-taking-multiple-payments-on-the-same-day</loc>
  <lastmod>2026-02-25T22:08:19Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506338416919-Why-is-the-money-not-in-my-bank-account-yet</loc>
  <lastmod>2026-08-10T18:34:26Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/articles/35506360850711-Can-I-cancel-my-cash-advance</loc>
  <lastmod>2026-02-25T21:24:32Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399112042903-Eligibility</loc>
  <lastmod>2026-02-25T21:24:21Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399118757015-Getting-Started</loc>
  <lastmod>2026-08-11T21:21:50Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399773681943-Getting-Started</loc>
  <lastmod>2026-01-16T21:54:42Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399779019159-Funding</loc>
  <lastmod>2026-08-11T21:35:37Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399781287191-Accepting-an-offer</loc>
  <lastmod>2026-01-16T21:58:49Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399797530007-Troubleshooting</loc>
  <lastmod>2026-08-10T18:34:27Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399799611799-Repayment</loc>
  <lastmod>2026-06-26T20:54:31Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399800937239-Eligibility</loc>
  <lastmod>2026-01-16T21:58:45Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399809336727-Payment</loc>
  <lastmod>2026-02-25T22:05:46Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/sections/35399812520983-Troubleshooting</loc>
  <lastmod>2026-01-16T21:59:01Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/categories/35399118753559-Merchant-Cash-Advance</loc>
  <lastmod>2026-08-11T21:35:37Z</lastmod>
</url>
<url>
  <loc>https://iqware-capital.zendesk.com/hc/en-us/categories/35399760604951-Term-Loan</loc>
  <lastmod>2026-06-26T20:54:31Z</lastmod>
</url>
</urlset>
